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rusty had 19 with a 45 profile and they rubbed the inside arch
the 19 profile is 40 so if you were to fit a 20 inch alloy the profile at a guess
would have to be about 30 and that is going to give a harsh ride
as for wobbly bolts that is a chance you have to take
i would not bother and look for 5 115 but up to you mate risky
what size are the tyres and what is on you car now ?
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245/30/20 are currently fitted to those.
My car is a standard SRI with 17's.
Cheers