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8:th-Jun-2016, 21:59:10
It's not about whether you agree or not though Tucpal, there is no choice.
You don't declare it & you crash, the investigators open the airbox and find a k&n panel filter then you risk them voiding the claim. An air filter such as that could be argued that it's been fitted to try and gain performance.
I ask again, is it really worth it?
You say that some insurers charge up to £25 per change - correct. If you like modifying your car then speak to a specialist, get a modified policy & you'll get a policy you can add as many mods as you want to mid term with no charge as long as it's not a performance enhancing mod.
There really is no argument for not declaring everything, I've had these cobersations more times than you'd ever believe.. The only person you're doing over is yourself.
You don't declare it & you crash, the investigators open the airbox and find a k&n panel filter then you risk them voiding the claim. An air filter such as that could be argued that it's been fitted to try and gain performance.
I ask again, is it really worth it?
You say that some insurers charge up to £25 per change - correct. If you like modifying your car then speak to a specialist, get a modified policy & you'll get a policy you can add as many mods as you want to mid term with no charge as long as it's not a performance enhancing mod.
There really is no argument for not declaring everything, I've had these cobersations more times than you'd ever believe.. The only person you're doing over is yourself.