Have you ever thought about Excess Protection Insurance?

[Rusty2009]

It is a good idea if you have high excess.

But lets be honest the cost of insurance is now past the point of ridiculous, for something we have to have by law. Also lets be honest cars are getting written off when there is no need and if repairs were priced properly claims wouldn't be as high, it's about time insurance companies started cracking down on over inflated repair cost's from their "authorised repairs" & also all the false injury claims from tiny little bumps at less than 5mph where no damage was even done to the vehicles.

Not to mention all the rubbish statics which say if your this and that your more likely to make a claim....