extended warranty

[stigeye]

No warranty will cover wear and tear items unless they've failed as a result of another none wear and tear item failing.

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LICK4WARRANTY INCLUDES COVER FOR WEAR AND TEAR AS STANDARD
Click4Warranty includes protection against both "mechanical breakdown" and "wear and tear", so your Click4Warranty policy WILL pay toward the cost of repairs if a part fails as a result of “wear and tear”.

Sometimes this means your car is in a better condition than it was before the breakdown. If this is the case we will ask you to pay a contribution toward the cost of repairs.


HOW WE HANDLE WEAR AND TEAR CLAIMS
We cover wear and tear from the first day of cover. If you make a valid claim that is attributable to wear and tear, and your car has covered less than 60,000 miles, we will cover the claim in full (up to your chosen claim limit.)

However, if your vehicle has covered more than 60,000 miles it’s not unreasonable to suggest that if, for example, your gearbox was repaired the car is actually in better condition after the repair than it was before. In this instance we would call for a contribution toward the repair costs. For example, if your car has covered 67,000 miles, we would require a 10% contribution i.e. on a £350 claim, you would be required to pay just £35.

As with all aspects of our products and service, we aim to provide clear information. The table below shows the contribution toward the cost of repair you will be required to pay depending on the mileage of your car at point of breakdown.

Up to 60,000 miles no contribution required
Up to 70,000 miles 10%
Up to 80,000 miles 20%
Up to 90,000 miles 30%
Up to 100,000 miles 40%
Over 100,000 miles 50%

I could list quite a few warranty suppliers who cover 'wear and tear' as standard just from a simple google search. In regards to click4warranty, I have gone through their policy terms and conditions and there is their are no exceptions to the wear and tear policy, only items that aren't covered. They even cover timing belt failure as long as the it hasn't gone past the car manufacturers service instructions on when it should be replaced.