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  • Insurance renewal

    Well I got my insurance renewal through my email yesterday after having to chase for it through Admiral apparently they where just going to continue taking my money for another year and not informing me.

    So I looked at the revised quote £475 for a year which to start with I thought wasn't bad as I was the drive when we wrote off my wife's car but thought I would check on some comparison sights and the same company quoted me £398 with the exact same details.

    Just wondering who people are insuring with to see if I can get it cheaper my insurance is due for renewal next Tuesday so looking to get this sorted today but I think £475 and even £398 is kinda steep when I paid £360 for the last year which included a car change to my current one and also them knowing about the accident.

  • #2
    RE: Insurance renewal

    Is it modified? I might be able to help.

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    • #3
      RE: Insurance renewal

      Everyone's insurance is different, your relationship status, driving history, your car, age, address, occupation, where it's parked at night, parked at work are just a few things that they take into account. We just do an online comparison, add the things we want such as breakdown cover, NCP etc and choose the cheapest one that offers everything we need.

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      • #4
        RE: Insurance renewal

        Well from last year to this year there is not change to my circumstances as the crash happened a week after I took out the policy so I called and informed them and they increase my policy at the time for the car I had and also went over everything again when I changed the policy to my GTC. So the only changes really are 1 more year no claims and driving but an increase in policy of £115.

        As for mods I have a pipercross panel filter and that's about it just now.

        I have done some searching when on breaks and I have found insurance with everything declared accidents and even the filter of £260 so its looking much better now.

        The thing that gets me is the renewal price and the price given when I submitted a new quote £77 of a difference.

        I am going to try another couple of places to see what I can get I was just wondering if there is any other websites to try.

        I have tried the like of go compare and compare the market.

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        • #5
          RE: Insurance renewal

          Well I have found a great deal through the CO-OP £200.99 for the year with everything declared and the best bit is after 30 days I get a £50 voucher for the CO-OP shop which is all we have in the village

          So really my insurance for the year is £150.99 which I think is brilliant :hyper:

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          • #6
            RE: Insurance renewal

            I think everybody's is increasing. I did a quote the other day as I'm coming up to renewal and it was higher

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            • #7
              RE: Insurance renewal

              Very happy to run a quote through for any member wanting to sense-check a renewal they've received elsewhere.

              best,
              Nick
              CHRIS KNOTT INSURANCE - the right choice for VXOC members :: EXTRA DISCOUNTS for MULTI-CAR, LOYALTY and REFERRALS
              QUOTELINE: 0800 917 2274 (or 01424 200477 for mobiles) :: CLUB CODE: VXA-191

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              • #8
                RE: Insurance renewal

                Hi Nick,

                Thanks for the offer but I think I will stay with co-op as the offer was too good.

                Thanks anyway,

                Bruce

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                • #9
                  Insurance renewal

                  Renewed insurance and I spoke to some American call centre. They were really helpful told me what to do to lower the cost. I added that I had use of another car, as that lowered the cost loads. Also took of additional driver as it gave a discount for the first year but not the second year for some reason.


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                  • #10
                    RE: Insurance renewal

                    Originally posted by mart
                    Renewed insurance and I spoke to some American call centre. They were really helpful told me what to do to lower the cost. I added that I had use of another car, as that lowered the cost loads. Also took of additional driver as it gave a discount for the first year but not the second year for some reason.


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                    Which company was this through? My renewal this year is more than double what it was last year...They all want at least £2200 for the year
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                    • #11
                      Insurance renewal

                      Diamond


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                      • #12
                        RE: Insurance renewal

                        Originally posted by mart
                        Diamond


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                        Nice one. I'm with admiral atm and was with elephant last year and diamond before that! Ha. Let's see if they're able to help me with a decent renewal price as the online quotes are insane as I say

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                        [align=center]***** Energy 63 Plate 1.7 CDTI (150BHP)[/align]

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